Medicare Advantage

	Medicare Advantage Leading Partners Aetna Humana United Healthcare

Soaring health care costs are forcing companies to seek new options to meet their post-employment medical benefit obligations. Medicare Advantage Plans make available the means to reduce costs for both companies and their retirees.

NBCI has been offering such plans since the program's inception. We have extensive expertise to help you evaluate and select the best Medicare Advantage Plan for your company and retiree population needs. Various plan choices can deliver the cost control you require and also provide other significant benefits that include:

• Complete replacement of a dual choice to your current medical benefits plan for retirees.
• Shift financial liability to a fully insured plan.
• Cap GASB/FASB-106 liability and control future contribution costs.
• Provide knowledge from carriers who focus on the retiree market.
• Reduce or eliminate administrative responsibilities and costs.

Retirees also experience substantial advantages such as:

• Affordable premiums and co-pays.
• Added services, vision, drug plans and preventative care.
• Free or wide choice of service providers.
• Virtually no paperwork.
• Options for national coverage and emergency care.

NBCI assists you in implementing Medicare Advantage Plans through various services:

• Informational Seminars with carriers.
• Education and orientation for your HR group.
• Unbiased liaison to retirees to help them make best coverage choices.
• Plan design/selection assistance.
• Customer Service Support to participants.